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First State Bank offers a wide variety of deposit products to meet your needs. Below is a listing along with brief descriptions.

You will find our rates to be very competitive! Call or come by to visit with us about which deposit products are right for you.

 

 

Individual or Business Checking

  • Unlimited Check Writing
  • $200 Minimum Opening Balance
  • ATM / Debit Cards Available
  • Monthly Statement Does Include Check Images

Basic Checking Account

  • Individual Account
  • No Minimum To Open
  • No Monthly Service Charge
  • Monthly Statement Does Not Include Check Images
  • All Other Miscellaneous Fees Apply
  • ATM / Debit Cards Available

NOW Checking Account

  • Individual or Business Account
  • Interest Credited Monthly (See Our Current Deposit Rates)
  • $2000 Minimum Opening Balance
  • ATM / Debit Cards Available
  • Limited To 20 Debits Per Statement Cycle

Money Market Checking Account

  • Individual or Business Account
  • Interest Credited Monthly (See Our Current Deposit Rates)
  • $1000 Minimum Opening Balance
  • ATM / Debit Cards Available
  • Limited To Six Debits Per Month

Savings Account

  • Individual Or Business Account
  • Minimum Opening Balance Of $200
  • Interest Credited Quarterly (See Our Current Deposit Rates)
  • Limited To Six Debits Per Quarter

Certificates of Deposit

  • Wide Variety Of Maturities (Thirty Days to Two Years)
  • Premium Rates For "Jumbos" (Over $100,000)

Traditional Individual Retirement Accounts

  • Pre-Tax Contributions
  • Contribute Up To $5000 Annually ($6000 If Over Age 50)
  • Minimum Opening Balance of $1000

Roth Individual Retirement Accounts

  • After-Tax Contributions
  • Contribute Up To $5000 Annually ($6000 If Over Age 50)
  • Minimum Opening Balance of $1000
  • Tax-Free Distributions

Coverdell Education Savings Account

  • Contribute Up To $2000 Annually
  • Minimum Opening Balance of $1000
  • Tax-Free Distributions

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