Rates as of Tuesday, July 02, 2010
| Type of Account | APY* | Interest Rate |
| Savings Account | 0.40% | 0.40% |
| Money Market Checking Account | 0.40% | 0.40% |
| Now Account | 0.20% | 0.20% |
| Certificate of Deposit (minimum Deposit $1,000.00) | APY* | Interest Rate |
| 30 Day | 0.50% | 0.50% |
| 90 Day | 0.50% | 0.50% |
| 6 Month | 1.00% | 1.00% |
| 12 Month | 1.51% | 1.50% |
| 18 Month | 1.51% | 1.50% |
| 24 Month | 1.51% | 1.50% |
| Jumbo Certificate of Deposit ($100,000.00 and over) | APY* | Interest Rate |
| 30 Day | 0.55% | 0.55% |
| 90 Day | 0.55% | 0.55% |
| 6 Month | 1.06% | 1.05% |
| 12 Month | 1.56% | 1.55% |
| 18 Month | 1.56% | 1.55% |
| 24 Month | 1.56% | 1.55% |
| IRAs | APY* | Interest Rate |
| 12 Month Fixed | 1.51% | 1.50% |
| 18 Month Fixed | 1.51% | 1.50% |
| 12 Month ROTH IRA | 1.51% | 1.50% |
| 12 Month Education IRA | 1.51% | 1.50% |
* APY = Annual Percentage Yield. The APY assumes funds will remain on the deposit a full year at the advertised rate. At our discretion, we may change the interest rate and APY on the above listed accounts at any time.
PENALTY FOR EARLY WITHDRAWAL
FOR ADDITIONAL INFORMATION ABOUT FEES AND TERMS OF ACCOUNTS, PLEASE CONTACT BANK PERSONNEL.
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| First State Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit rules. | ||
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