Rates as of June 10, 2008
| Type of Account | APY* | Interest Rate |
| Savings Account | 1.06% | 1.05% |
| Money Market Checking Account | 1.00% | 1.00% |
| Regular Now Account | 0.60% | 0.60% |
| Certificate of Deposit (minimum Deposit $1,000.00) | APY* | Interest Rate |
| 30 Day | 2.02% | 2.00% |
| 90 Day | 2.02% | 2.00% |
| 6 Month | 2.63% | 2.60% |
| 12 Month | 2.94% | 2.90% |
| 18 Month | 2.99% | 2.95% |
| 24 Month | 3.14% | 3.10% |
| Jumbo Certificate of Deposit ($100,000.00 and over) | APY* | Interest Rate |
| 30 Day | 2.12% | 2.10% |
| 90 Day | 2.12% | 2.10% |
| 6 Month | 2.73% | 2.70% |
| 12 Month | 3.04% | 3.00% |
| 18 Month | 3.09% | 3.05% |
| 24 Month | 3.25% | 3.20% |
| IRA's | APY* | Interest Rate |
| 12 Month Fixed | 2.94% | 2.90% |
| 18 Month Fixed | 2.99% | 2.95% |
| 12 Month ROTH IRA | 2.94% | 2.90% |
| 12 Month Education IRA | 2.94% | 2.90% |
* APY = Annual Percentage Yield. The APY assumes funds will remain on the deposit a full year at the advertised rate. At our discretion, we may change the interest rate and APY on the above listed accounts at any time.
PENALTY FOR EARLY WITHDRAWAL
FOR ADDITIONAL INFORMATION ABOUT FEES AND TERMS OF ACCOUNTS, PLEASE CONTACT BANK PERSONNEL.
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